935 Camellia Boulevard,
We are comprehensive, fee-based financial planners. This means that we look at every aspect of your financial health including retirement planning, insurance, tax efficiency, spending plans (i.e budgeting), and everything in between.
Retirement is one of life’s biggest challenges. Most people will live well into their 80’s and must determine how much money they need to invest as well as withdraw to have fruitful golden years. We can help you plan for this important life event via comprehensive, easy to understand reports that show your current status, goals, and the steps needed to achieve a prosperous retirement.
This includes properly allocating your assets based on your goals, risk tolerance, and time horizon. We also serve as your behavioral finance coach to prevent you from making bad investment errors during times of great uncertainty--like selling at the bottom.
We have a CPA partner firm that can offer auditing, business valuation, tax advice, and tax preparation. We like to work hand in hand with your tax professional, whomever you use, which saves you time and money.
It’s no secret that the cost of higher education in the United States is skyrocketing. In fact, it has been growing by roughly 6% or twice the inflation rate per year since the early 2000s. We help you be realistic about this large expense and about the strategies you can use so that your beneficiaries can gain a quality education without excessive debt.
Insurance or Risk Management is an important aspect of your financial health, but we don’t know anyone who enjoys thinking about this topic. However, the proper coverage can protect you and your loved ones from any catastrophes like death, disability, job loss and more. We also incorporate insurance with other financial niches like estate planning to safeguard your assets from estate taxes.
No matter your net worth’s size, everyone needs to track income and expenses. Per financial guru, Robert Kiyosaki, “It’s not about how much money you make, but how much you keep.” This is very true as inflation, increased income taxes, estate taxes and interest expense aim to take your hard earned dollars. We work with you to develop a sustainable spending plan and help you build and keep your nest egg.
Related to spending plans, life planning consists of properly strategizing ways to make the most of important life events. These events like college graduations, vacations, weddings, and buying or selling a home usually come with a price tag. We work with you to create a roadmap that will let you enjoy these special times in your life without breaking the bank.
As small business owners ourselves, we understand that you have many tasks on your plate. So many of our clients are entrepreneurs, many in the Oil & Gas industry, that we’ve built expertise in guiding them through unique financial scenarios they experience as they grow their businesses. We take pride in guiding owners through challenges like providing employee benefits, minimizing business tax liability, business succession strategies, and successfully selling your business when the time is right.